Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. Email us through online feedback form or email directly to enquiry@mbsbbank.com. From the Maybank2u Informational Site, scroll down to: Step 1: Get A Loan/Financing-i. Kakitangan Bank Islam akan menghubungi anda untuk maklumat lanjut. Looking for more money tips? The main reason to take out a home equity loan is that it offers a cheaper way of borrowing cash than an unsecured personal loan. In order to apply for a Dubai Islamic Bank personal loan, you can contact the bank using the phone banking option. The maximum amount to be deducted is about 50% to 60% of salary. Some of these services may include basic personal loans, business loans, loan consolidation opportunities, and more. Latest 3 months Savings/Current Account Statements (salary being credited). Do a free loan settlement check using our online calculator to find out how you can save more on monthly loan repayments! 10.60% p.a (Effective Rate) / 5.73% p.a (Flat Rate equivalent for 3 years), I hereby agree and consent for MBSB Bank to collect, use and process my personal data for the purpose of addressing my enquiry/ complaint / feedback. %%EOF Some of the documents you will need when applying for this loan are copies of your identity card (both front and back), your most recent 90 days salary slip, your most recent 90 days bank statement with salary credit account, and your employment confirmation contract. But before you fill out any kind of form for loan application, we have a run-down of some of the things you need to look into when applying for a loan. Profit Rate (p.a.) You can apply for an Islamic personal loan directly at Islamic bank branches in Malaysia, online through the bank’s websites or through agents. Competitive financing rates as low as BR + 7.95% p.a. Note: The remaining contract term for contract employees must be 12 months and above at the point of application entry. Processing your Application. Permanent employees of public listed companies, GLCs, state GLCs, multi-national corporations, education sector companies and its subsidiaries as listed by the Bank; Permanent professional employees of private companies (employee must have a valid Professional certificate); Self-employed practicing professional (with valid Professional certificate) with minimum 2 years of establishment of the business/firm, Minimum monthly income of RM3,500 and RM5,000 (inclusive of inclusive of gross salary, fixed allowance and other non-fixed income) for Fixed and Variable income respectively. Competitive financing rates as low as BR + 2.15% p.a. Bank Islam Malaysia Berhad. MBSB Bank Berhad has been granted a license by Bank Negara Malaysia to undertake Islamic Banking business. Check the Appropriate Box. Step 3 Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application. We will process your application as quickly as we can and will let you know immediately once it has been approved. Loans No Credit History. flat rate at 3 years tenure) with ceiling rate of 15% p.a. Can I pay my Bank Islam Personal Financing-i loan off early? So the loan is not available for anyone working in the private sector. Conventional Personal Loan / Credit Card interest is a form of usury (“riba”) which is prohibited in Islam. 6.00% p.a (Effective Rate) / 3.17% p.a (Flat Rate equivalent for 3 years). Salary deduction via Biro Angkasa, Accountant General or employer salary deduction. Bank Islam Personal Loan View: More Articles from . The Bank Islam personal loan offers either fixed or floating interest rates. 128 0 obj <>stream How much should you be paying for your Personal Financing-i? 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